| 1. | Loan delinquency ratios for residential mortgages
住宅按揭贷款拖欠比率 |
| 2. | However , the improvement in the loan delinquency ratio over the last few months has been maintained
然而，过去几个月贷款拖欠比率有所改善的情况持续。 |
| 3. | Moreover , the loan delinquency ratio continues to creep up . this also needs to be kept in view .
此外，按揭贷款拖欠比率持续攀升的情况，我们亦须密切注视。 |
| 4. | Despite increasing concern about the economic outlook , there has been a steady decline in the loan delinquency ratio for residential mortgages over the summer
住宅按揭贷款拖欠比率尽管经济前景令人忧虑，但过去几个月住宅按揭贷款拖欠比率却逐步回落。 |
| 5. | " the rise in the loan delinquency ratio is not too worrying in view of the improving macroeconomic environment , " said mr . david carse , deputy chief executive of the hkma
金管局副总裁简达恒表示：由于宏观经济状况有所改善，所以按揭贷款拖欠比率上升也不致叫人过于担忧。 |
| 6. | " the decline in the loan delinquency ratio for the third consecutive month provides further indication that the quality of the mortgage portfolio is improving , " said mr . david carse , acting chief executive of the hkma
金管局署理总裁简达恒表示：按揭贷款拖欠比率连续第三个月下降，进一步显示按揭贷款组合质素正在好转。 |
| 7. | " the decline in the loan delinquency ratio for the second successive month provides further indication that the quality of the mortgage portfolio has stabilised and may be improving , " said mr . david carse , deputy chief executive of the hkma
金管局副总裁简达恒表示：按揭贷款拖欠比率连续第二个月下降，进一步显示按揭贷款组合质素已回复稳定，并可能会好转。 |
| 8. | " the decline in the loan delinquency ratio of mortgage loans is encouraging , " said mr . david carse , deputy chief executive of the hkma . " however , a longer run of figures will be required to determine whether this is the start of a prolonged downward trend .
金管局副总裁简达恒表示：按揭贷款拖欠比率下降，令人十分鼓舞，但我们仍需收集较长时间的数据才可确定下降趋势会否持续。 |
| 9. | " i am glad to see the zero increase in the loan delinquency ratio for may , although a longer time will be needed to see whether the deterioration in asset quality has indeed stabilized , " said mr . y k choi , acting deputy chief executive of the hkma
金管局署理副总裁蔡耀君表示：我很高兴见到贷款拖欠比率在五月份录得零增长。但资产质素下降的趋势是否已回稳，则要较长时间才可确定。 |
| 10. | " it appears that the increase in the loan delinquency ratio has moderated to some extent compared with previous months , but it will take a longer time to see whether the deterioration in asset quality has indeed stabilized , " said mr . david carse , deputy chief executive of the hkma
金管局副总裁简达恒表示：与过去几个月比较，月份贷款拖欠比率上升速度似有略为放缓的迹象，但资产质素下降的趋势是否已回复稳定，则要较长时间才可确定。 |
